AAUP-Approved Insurance Plans
Options Include:
- Professional Liability Insurance
- Chapter Liability Insurance
- Accident Insurance
- Group Term Life
- Disability Insurance
- Short Term Medical
- Customized Major Medical
- Excess Major Medical Plan
- Hospital Income Plan
- Chapter Liability Insurance
Pofessional Liability Insurancee
- Protect yourself from the cost of litigation.
- No matter how well you perform your professional duties, you can still be sued. And regardless of whether the suit is unfounded or not, you'll spend time and money to defend yourself. The AAUP Professional Liability plan helps counter the risks you face in doing your job. It protects you for actions including the dismissal or disciplinary action of a faculty member (tenured or not); evaluations of students; judgments regarding salary, promotion, or work assignments of colleagues; published works (provided compensation does not exceed $3,000); and more. Underwritten by Chicago Insurance Company. You can request printed information through this website or call toll free 1-800-686-1172 (ask for offer 13074).
- Provides up to $1,000,000 in protection
- No deductible to pay out of your own pocket
- Pays for your defense in a lawsuit regardless of the outcome
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Chapter Liability Insurance
- Help cover litigation costs if your collective bargaining chapter is sued.
- Your collective bargaining chapter's reputation depends on your members' innovative 'and often controversial' research, teaching, and publication. Make sure your officers and staff have protection as well as academic freedom with AAUP Chapter Liability Insurance. This is claims-made coverage with a choice of $500,000 or $1 million per incident limit. Available at AAUP group rates. Easy to apply entirely through the mail. Underwritten by Chicago Insurance Company. You can request printed information through this website or call toll free 1-800-686-1172 (ask for offer 13074).
- Provides up to $1 million per incident protection
- Economical group premiums with $1,000 per incident deductible
- Pays for your chapter's defense in a lawsuit regardless of the outcome
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Accident Insurance
- Affordable protection that pays up to $250,000.
- If you travel in your job or have health problems that may keep you from getting life insurance, Accidental Death insurance provides powerful protection. It pays cash benefits to your family if you die in a covered accident. Also pays a portion of your benefit for certain injuries, such as the loss of an eye or limb. Underwritten by Hartford Life Insurance Company. For costs and complete details of this coverage you can request printed information through this website or call toll free 1-800-882-5521 (ask for offer 13074).
- Open to all AAUP members
- Guaranteed to you no matter what condition your health
- Offers special educational benefits for your spouse and children
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Group Term Life
- Build a financial safety net for your family.
- Use this AAUP-approved Term Life plan to pay off a mortgage, ensure a college education for your children or grandchildren, provide for your spouse or your parent(s), or pay off vehicle loans or other debts if you die. You and your spouse can apply for up to $100,000 in benefits. Underwritten by Hartford Life Insurance Company. You can request printed information through this website or call toll free 1-800-882-5521 (ask for offer 13074).
- Features exclusive AAUP members-only rates
- Includes "living benefit" to help with expenses if you're terminally ill
- Pays premiums for you if you're under age 60 and totally disabled for nine months or more
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Disability Insurance
- Pays you an income if you're not able to earn one.
- One of the best ways to protect your financial security is to protect your earning potential. Unlike employer plans, the AAUP Disability plan travels with you from job to job and the benefits are tax-free. All AAUP members under age 60 and working at least 30 hours a week are eligible to apply. Underwritten by Hartford Life Insurance Company. For costs and complete details of this coverage you can request printed information through this website or call toll free 1-800-882-5521 (ask for offer 13074).
- Pays up to $3,000 a month in cash benefits
- Gives you a choice of waiting periods for more affordable premiums
- Pays benefits for up to five years for sickness or to age 65 for accidents
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Short Term Medical
- Health insurance when you're between permanent plans.
- This $1,000,000 temporary health insurance plan is designed for AAUP members and their families who are between permanent health plans. Whether you are between jobs, unemployed, waiting for other coverage to kick in or are a graduating student, this plan provides protection for hospital expenses, doctor services, surgeries and much more. Call toll free 1-877-886-0110 (ask for offer 13074).
- Affordable COBRA alternative
- Pays up to $1,000,000 lifetime maximum
- Includes prescription drug benefits and choice of any doctor or hospital
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Customized Major Medical
- Choose the medical plan that's best for your family.
- Finding quality health protection that fits your family's situation is no easy task these days. But as an AAUP member, you can now design a medical package that meets your unique needs. You can choose from a number of affordable medical plans. It's easy to select the plan that's best for you. To find out more, call toll free 1-877-886-0110 (ask for offer 13074, or go to aaup.healthinsurance.com).
- Customize your coverage by choosing from these flexible and affordable medical plans:
- Finding quality health protection that fits your family's situation is no easy task these days. But as an AAUP member, you can now design a medical package that meets your unique needs. You can choose from a number of affordable medical plans. It's easy to select the plan that's best for you. To find out more, call toll free 1-877-886-0110 (ask for offer 13074, or go to aaup.healthinsurance.com).
- Preferred Provider Option (PPO)
- Medical Savings Account (MSA)
- Full Indemnity Plan (Traditional)
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Excess Major Medical Plan
- Affordable health insurance for catastrophic major medical bills.
- If you have an employer's health plan with a low benefit limit or if you only want protection for major accidents or illnesses, consider AAUP's Excess Major Medical plan. Designed to protect you from catastrophic medical bills, it offers deductibles ranging from $25,000 to $50,000 (in $5,000 increments) and covers eligible medical expenses up to $1,000,000. Underwritten by The United States Life Insurance Company in the City of New York. You can request printed information through this website or call toll free 1-800-882-5521 (ask for offer 13074).
- Features AAUP members-only group rates
- Pays as much as $1,000,000 in lifetime benefits
- Covers hospital and doctor bills, radiation treatments, artificial limbs and more
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Hospital Income Plan
- Pays cash benefits directly to you.
- According to the National Center for Health Statistics, the average hospital stay lasts 7 days and costs nearly $5,000. Most health plans pay only 80% of the bill; you're responsible for the rest. This AAUP hospital plan supplements your existing health insurance to cover your share of the bill. Pays double benefits for each full day you're in intensive care. Underwritten by Hartford Life Insurance Company. You can request printed information through this website or call toll free 1-800-882-5521 (ask for offer 13074).
- Guaranteed to you and your family
- Pays in addition to other health insurance you may have
- Pays cash benefits of up to $100 a day ($3,000 a month) for up to one year
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